Plan your month before it plans you.

BudgetBasics is a free learning space for students. Type in a monthly allowance and watch it split into a hive: half for needs, a third for wants, the rest for future you.

Sample values only. Nothing you type here is saved or sent anywhere.

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50-30-20 hive calculator

Needs 50%
Wants 30%
Savings 20%

Formula: income × 0.5, 0.3 and 0.2. This is an educational guideline and estimate. Adjust it to fit your life.

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Budgeting basics

Income

Money coming in: allowance, scholarship, internship or part-time pay.

Fixed expenses

Same amount every month, like hostel rent or a phone plan.

Variable expenses

Change each month: groceries, transport, outings.

Savings

Money set aside for goals and surprises. Pay it first, spend the rest.

Sample student month ($500)

Quick check

Which of these is a variable expense?

Needs vs wants

Is this a need or a want?

Decision guide

Ask: Is it essential now?

Yes: prioritize it in this month's budget.

No: add it to a wish list and wait 48 hours. If you still want it, plan for it.

Savings goals

Expense planner

DateCategoryDescriptionAmountActions
Total planned:
Remaining:

Entries live only on this screen and disappear when you close or refresh the page.

Money mistakes

Infographics & tips library

AI Q&A assistant

Hi! Ask me a basic question about budgeting.

This assistant shares basic educational information. It is not professional financial advice.

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Contact us

Email: hello@budgetbasics.example
Phone: +00 000 000 000
Social: @budgetbasics

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